306 Dunlap Street, Albemarle, NC 28001

$128,000
2
BD
1
BA
898
SqFt

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Listing courtesy of Century 21 Russ Hollins, Realtors. russ.hollins@russhollinsrealtors.com

List Price
$128,000
MLS#
4296716
Status
ACTIVE
Days on Market
406
Property Type
Residential
Architectural Style
Cottage
Year Built
1910
Price Change
▼ $20,600 1780344830
Bedrooms
2
Bathrooms
1
Full Baths
1
Lot Size
11,020
Lot Size Area
0.253
Living Area
898
Sq Ft Total
898
County
Stanly
Subdivision
none
Special Conditions
None
Waterfront Features
None

Property Description

ARE YOU STILL RENTING? Maybe it's time to ask yourself WHY. You pay the rent every month. You pay the utilities. You furnish the apartment. You take care of the place. And when the year is over? You still don't own a thing. Maybe you've been telling yourself: “I can't afford to buy a house.” “Interest rates are too high.” “I'll buy when rates come down.” “I'll save some more money first.” We understand. But here's something worth thinking about... What if you don't need a $300,000 house to become a homeowner? What if your first home could simply be a good, honest little house that you can afford? Take a look at this. $128,000 2 BEDROOMS • 1 BATH • APPROX. 900 SQ. FT. A charming 1910 home with the character and feel that newer apartments simply can't duplicate. And right now, the seller is offering: $5,000 TOWARD YOUR CLOSING COSTS Yes, interest rates are around 7%. We're not pretending otherwise. But here's the question: If you're already paying $1,000+ every month for a two-bedroom apartment, shouldn't you at least find out what it would take to own your own home? For illustration, a 30-year mortgage at 7% on $123,000 is approximately $818 per month in principal and interest. Your actual payment will depend on your down payment, taxes, insurance, loan program and other costs. But unlike rent, part of your mortgage payment can go toward building equity in something you own. And someday? THE HOUSE IS YOURS. Not your landlord's. YOURS. You don't have to wait until interest rates are perfect. You don't have to buy your forever home. You don't have to start with something fancy. YOU JUST HAVE TO START. This little house could be your first step. Your first mortgage. Your first set of house keys. Your first piece of real estate. And perhaps, years from now, you'll look back and be glad you stopped renting and finally took the plunge. $128,000 2 BR • 1 BA • ~900 SQ. FT. • 1910 SELLER WILL PAY $5,000 TOWARD BUYER'S CLOSING COSTS. Don't decide you can't afford it before you find out. CALL. ASK. RUN THE NUMBERS. You may be closer to owning than you think.

Additional Information

Community Features
None
Interior Features
Built-in Features
Floor Coverings
Carpet, Vinyl
Equipment
Dryer, Electric Range, Exhaust Fan, Exhaust Hood, Refrigerator, Washer/Dryer
Foundation
Crawl Space
Main Level Rooms
Living Room, Kitchen, Primary Bedroom, Bathroom-Full, Bedroom(s), Laundry
Laundry Location
Laundry Room
Heating
Central, Forced Air, Natural Gas
Water
City
Sewer
Public Sewer
Exterior Construction
Wood
Roof
Metal
Parking
Detached Garage
Driveway
Asphalt, Paved
Lot Description
Creek Front, Hilly
Elementary School
Central Albemarle
Middle School
Albemarle
High School
Albemarle
Total Property HLA
898
Master on Main Level
Yes

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Calculator source: Real Geeks

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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