Denver Homes under $400,000

Welcome to Denver, North Carolina—a charming town nestled just a stone's throw away from the picturesque shores of Lake Norman. With its blend of small-town warmth and modern conveniences, Denver offers an inviting community atmosphere that appeals to families, retirees, and everyone in between. Known for its beautiful landscapes and outdoor recreational opportunities, this delightful town is perfect for those who appreciate nature, with parks, trails, and waterfront activities right at your fingertips.

One of the most compelling aspects of Denver is its affordability. For homebuyers seeking value without compromising on quality, Denver boasts a variety of homes priced under $400,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming cottage, the local real estate market presents a range of options to suit diverse lifestyles and budgets. Many of these homes feature modern amenities, open floor plans, and beautiful outdoor spaces—ideal for enjoying the temperate North Carolina climate.

In addition to its attractive housing options, Denver offers a vibrant community life. With local shops, restaurants, and annual festivals, residents enjoy a strong sense of belonging and engagement. Plus, its proximity to Charlotte opens up even more opportunities for work and entertainment, making it an ideal location for commuters.

If you’re ready to discover your dream home in a welcoming town that perfectly balances serenity and accessibility, look no further than Denver, NC. Your new life awaits in this hidden gem!

Newest Denver Homes under $400,000

$399,900

4 Beds ⋅ 3 Baths ⋅ 4430471 MLS ⋅ ACTIVE Status

Beautifully finished new construction home in the Rivercross Community. The home features smooth 9' ceilings on the main level, upgraded interior doors, and durable LVP flooring installed throughout. The kitchen offers stainless steel appliances, quartz countertops, a large island, and crisp white cabinetry with modern hardware. The primary suite includes raised-height cabinetry, quartz counters, and dual undermount sinks. Secondary baths feature matching finishes and coordinated brushed-nickel fixtures for a cohesive look. Energy-efficient systems include a high-efficiency heat pump, programmable thermostats on each floor, enhanced insulation in walls and attic, LED lighting, and an electric water heater. Additional conveniences include an EV-ready outlet in the garage, cordless window blinds, and organized shelving in closets, pantry, and laundry. Exterior highlights include fiber-cement siding, architectural-style roofing, engineered structural systems, a concrete front porch and rear patio, and established sod for great curb appeal. A move-in-ready home with modern finishes, thoughtful upgrades, and quality construction throughout.The Rivercross Amenity Center features a Clubhouse, Fitness Center and Pool. The clubhouse serves as a gathering place for scheduled community events and programs. Stocked with new exercise equipment, the fitness center is perfect for residents who would like to stay in shape and live healthy. Lastly, the community pool is the perfect place to lounge, take a dip and stay cool during summer. Builder incentive up to $10,000 with acceptable offer! Lender Incentive up to $10,000 with preferred lender!

539 Larragan Drive, Denver

Listing courtesy of Ideal Realty inc. kris@myidealrealty.com

$100,000

3 Beds ⋅ 3 Baths ⋅ 4430197 MLS ⋅ ACTIVE UNDER CONTRACT Status

Investor opportunity in Denver! Double-wide manufactured home being sold strictly AS IS, WHERE IS. Property is in need of significant repairs and is CASH ONLY. Use caution when entering and showing the home, as there are very soft areas in the flooring. Septic permit/records have been requested from Lincoln County but have not yet been received or verified. Seller will make no repairs. Buyer and buyer's agent to perform all desired due diligence and verify all information important to buyer.

7823 High Terrace Lane, Denver

Listing courtesy of Southern Home Group Realty LLC. cynthia.hegler@gmail.com

$350,000

3 Beds ⋅ 2 Baths ⋅ 4429616 MLS ⋅ ACTIVE Status

Looking for a little more breathing room without giving up everyday convenience? Welcome to 2455 Fay Jones Road, where nearly three-quarters of an acre, a fully fenced backyard and NO HOA create the space to enjoy life your way. All just minutes from the heart of Denver. This 3-bedroom, 2-bath ranch offers an easy, single-level layout with hardwood floors throughout the main living areas and plenty of natural light. The primary suite features a vaulted ceiling, private bath and walk-in closet, while the spacious kitchen offers generous counter space and flows into the home's main living areas. Outside is where this property really shines. Start your morning with coffee on the covered rocking-chair front porch, unwind on the covered back deck, or gather around the fire pit on a cool Carolina evening. The level backyard backs to the woods for added privacy and offers plenty of room to play, garden, entertain, or even dream about adding that future pool. An attached two-car garage and ample driveway parking provide plenty of space for vehicles and guests. Located outside the city limits, yet close to downtown Denver and the Lake Norman area, this home delivers a hard-to-find combination of space, privacy and convenience. No HOA. Nearly ¾ of an acre. A fenced backyard. Room to make it your own. Come see the possibilities at 2455 Fay Jones Road!

2455 Fay Jones Road, Denver

Listing courtesy of Coldwell Banker Realty. Melanie.Romano@CBRealty.com

$325,000

3 Beds ⋅ 3 Baths ⋅ 4428529 MLS ⋅ ACTIVE Status

Welcome to 7519 Katherine Drive in Denver’s Lakehaven Estates! With a covered front porch, a freshly painted interior and a flexible two-story layout, this home offers room to settle in and make it your own. Step inside to a main level designed for everyday living and gathering. The living area flows into the dining space, with the kitchen close at hand whether you’re making dinner or hosting friends. A half bath and main-level laundry add convenience to the layout. Upstairs, you’ll find three bedrooms and two full baths, plus a spacious bonus room. Use it as a home office, hobby room, playroom or a second living area—the choice is yours. When it’s time to head outside, the back deck and pergola offer a spot to relax or entertain. The fenced backyard provides additional outdoor space, and the shed gives you a place for tools and lawn equipment. An attached two-car garage rounds out the practical features. You’ll be close to Denver’s shopping and dining, with Lake Norman recreation and public boat access nearby. If you’ve been looking for a home with both indoor flexibility and outdoor space, come take a look at 7519 Katherine Drive!

7519 Katherine Drive, Denver

Listing courtesy of Lantern Realty & Development LLC. carmadykruger@gmail.com

$349,000

4 Beds ⋅ 2 Baths ⋅ 4427301 MLS ⋅ ACTIVE Status

Live the Lake Norman lifestyle without the price tag that typically comes with it! Tucked away on a quiet street with no HOA, you will love sipping your morning coffee on the wraparound porch or unwinding after a long day on a chilly fall night by the fire. Featuring over 1,600 SF of usable living space, including 4-bedrooms, 2 full bathrooms, plenty of storage space and a 1-car garage, this is one you will want to see. A large living room, perfect for movie nights greets you as you enter and flows seamlessly into the dining area and nicely appointed kitchen, featuring white cabinetry, granite countertops, stainless steel appliances, including an electric cooktop with double ovens, and ample counterspace with plenty of room to add an island if you choose! Five closets and a full bath round out the main living area. Upstairs has been newly carpeted and is where you will find the primary bedroom with vaulted ceilings, three additional bedrooms, another full bath and the laundry room. Located in the highly sought-after Rock Springs and North Lincoln School District, and just minutes from Business 16 and Highway 16, Lake Norman, Westport Golf Club, shopping, dining and all that Denver, NC has to offer! 7742 Red Robin Trail combines the space that you’ve been searching for, the convenience that you’ve been hoping for and a true value for under $350,000.

7742 Red Robin Trail, Denver

Listing courtesy of EXP Realty LLC Ballantyne. 727-742-2358

$399,000

3 Beds ⋅ 2 Baths ⋅ 4425942 MLS ⋅ ACTIVE UNDER CONTRACT Status

Want to live in Denver NC for under $400K? This 3-bedroom, 2 bath ranch offers a spacious 1.248-acre lot with NO HOA and NO city taxes. Located in a great neighborhood close to Lake Norman, shopping, dining and everyday conveniences. Inside, the split-bedroom floor plan has an open comfortable feel. The master bedroom has a cathedral ceiling. In addition to the three bedrooms, you'll find a BONUS room above the garage-perfect for a home office, playroom, hobby space, or extra living space. Enjoy relaxing or entertaining on the covered back porch overlooking the large backyard. A storage shed in the backyard conveys with the property. A great combination of space, location, and flexibility

6497 Fly A Way Drive, Denver

Listing courtesy of Sellstate Choice Realty. BerryHomeRealty@gmail.com

$289,000

2 Beds ⋅ 1 Baths ⋅ 4426205 MLS ⋅ ACTIVE Status

BUILD YOUR DREAM HOME while having a place to stay during construction! This unique property offers 3.32 acres across two separate lots—approximately 1.82 acres and 1.50 acres—in a private, wooded setting just minutes from Lake Norman. The real value here is in the land, existing improvements, and possibilities. A major highlight is the impressive 30x40 Quonset-style garage/workshop with a concrete floor, overhead door, lighting, and plenty of room for vehicles, equipment, tools, or hobbies. Additional outbuildings provide even more garage, workshop, and storage space, including a 14x28 building and a 13x28 building, one of which is insulated and has been used as an office. An existing 2BR/1BA singlewide is located on the property; no value is being assigned to the home, but it offers the potential to live on-site while planning or building your new home, subject to buyer verification of intended use and applicable requirements. Surrounded by mature trees with plenty of privacy and room to spread out, this could be an ideal opportunity to create your own private homesite without starting from scratch. Two lots, 3.32 acres, multiple outbuildings, and a huge garage/workshop are already here—bring your house plans and make the property your own!

2289 Mccloud Street, Denver

Listing courtesy of Espin Realty. garyespin@yahoo.com

$299,000

3 Beds ⋅ 2 Baths ⋅ 4425740 MLS ⋅ ACTIVE Status

INVESTOR OPPORTUNITY! Brick ranch on 1.7+ acres in Denver offering privacy, usable land, and a solid foundation for a rental, renovation, or long-term investment strategy. This 3-bedroom, 1.5-bath home offers over 1,200 square feet of heated living space plus a basement, providing flexibility for investors looking to add value. Several key updates have already been completed, including laminate flooring in the primary bedroom, hallway, and living room and interior paint updates in 2021. The full bathroom has been renovated. Major systems have also received recent attention, including a new well pump, pressure tank, and mineral filtration system in August 2023, a new hot water heater in July 2024, and septic pumping completed in April 2026. The property sits on a spacious 1.7+ acre lot with a fenced yard and large rear shed, offering additional storage, workspace, and potential for future improvements. The private, park-like setting provides a desirable combination of acreage and seclusion while still being conveniently located near shopping, major highways, and everyday amenities. The fireplace is currently capped off and has not been used. Whether you’re looking for a rental property, renovation project, or acreage with long-term potential, this property offers an opportunity to create value in a desirable Denver location.

7065 Fieldcrest Lane, Denver

Listing courtesy of Dalton Wade, Inc.. nadiakernytska@yahoo.com

$349,500

3 Beds ⋅ 2 Baths ⋅ 4425730 MLS ⋅ COMING SOON Status

This thoughtfully designed new construction home offers comfortable single-level living with 3 bedrooms, 2 bathrooms, and an open-concept layout ideal for everyday living and entertaining. Positioned on a unique homesite with road frontage on multiple sides, the property offers an open setting while still maintaining a functional yard and convenient access. Inside, the kitchen flows seamlessly into the dining and living areas, while the private primary suite features a walk-in closet and en-suite bath with dual vanities, and a two-car garage provides additional parking and storage. Located in the Denver area, the home is just a short drive from Lake Norman with convenient access to shopping, dining, and the Hwy 16 and Hwy 73 corridors. Photos are representative of a similar or previous build; final finishes, features, colors, and details may vary.

1276 Rufus Road, Denver

Listing courtesy of Better Homes and Garden Real Estate Paracle. sbrown@paraclerealty.com

$364,900

3 Beds ⋅ 3 Baths ⋅ 4424112 MLS ⋅ ACTIVE Status

Welcome to 712 Hazel Way! This beautifully maintained, move-in-ready townhome offers a bright and spacious floor plan featuring a main-level primary suite, two-car garage, versatile upstairs flex space, and covered rear patio overlooking an open natural area. The main living area is filled with natural light and features attractive hard-surface flooring and recessed lighting. The kitchen is designed for everyday living and entertaining with granite countertops, a generous center island with plenty of room for bar seating, ample cabinetry, and a refrigerator that conveys. The main-level primary suite offers a comfortable private retreat with a spacious walk-in closet, direct access to the covered rear patio, and an ensuite bath featuring dual vanities and an oversized seated shower with dual shower heads. Step right from your bedroom onto the patio to enjoy your morning coffee or unwind at the end of the day. Upstairs, you'll find two additional bedrooms, a full bath, and a separate office/flex room, providing versatility for a home office, media room, hobby space, or additional living area. The secondary bedrooms offer generous space, natural light, and ample closet storage. Outside, enjoy the covered rear patio and open natural setting with no homes immediately behind, providing an added sense of openness and privacy. Enjoy low-maintenance living with HOA services that include lawn maintenance, water, sewer, and trash pickup. Community amenities include a clubhouse, state-of-the-art fitness center, and outdoor swimming pool, giving you even more to enjoy without leaving the neighborhood. Vacant and ready for its next owner, 712 Hazel Way combines a desirable main-level primary suite, flexible living spaces, generous storage, community amenities, and inviting indoor-outdoor living. Schedule your showing today!

712 Hazel Way, Denver

Listing courtesy of Essence Realty. cynthiawalker@essencerealty.info

$349,000

3 Beds ⋅ 3 Baths ⋅ 4423320 MLS ⋅ ACTIVE Status

Welcome home to this beautifully updated Denver home with NO HOA on over half an acre of land! Offering a versatile floor plan with a first-floor primary suite, this home combines comfort, functionality, and thoughtful updates. Major improvements include a brand-new roof, HVAC system, new upstairs carpet, plus the added benefits of public county water and no city taxes. Step inside to a spacious living room featuring a vaulted ceiling that flows seamlessly into the dining area and kitchen. The kitchen is equipped with stainless steel appliances (the dishwasher replaced with a stainless steel one since the photos were taken). The first floor also includes a convenient laundry room and the primary suite. Step outside to your private, serene, fully fenced backyard, complete with a freshly painted deck—perfect for relaxing, entertaining, or enjoying the outdoors. Upstairs, you'll find two additional bedrooms, a full bathroom, and an impressive 260-square-foot walk-in attic, offering easily accessible abundant storage or future possibilities. With its desirable updates, flexible layout, and no HOA, this home is a must-see!

7192 Forney Hill Road, Denver

Listing courtesy of Keller Williams Unified. LaurenJarus@gmail.com

$148,000

2 Beds ⋅ 2 Baths ⋅ 4422980 MLS ⋅ ACTIVE UNDER CONTRACT Status

Situated on over an acre, this move-in-ready home offers space, updates, and a convenient location. Recent improvements include updated flooring, refreshed kitchen cabinets, and fresh paint inside and out, giving the home a clean, updated feel. Major systems have also been addressed, with a new roof installed within the last five years and HVAC replaced in 2019. Outside, you’ll find plenty of room to enjoy the property along with two storage buildings offering additional space for tools, lawn equipment, hobbies, or extra storage. Enjoy a little more breathing room without giving up convenience; this home provides quick access to the growing Sherrills Ford area, including restaurants, grocery stores, shopping, and other everyday amenities. With over an acre, valuable updates, and a location that keeps you close to everything you need, this home is waiting for you to move in!

6676 Lineberger Road, Denver

Listing courtesy of RE/MAX Lifestyle. Kelly@LifestyleRealtyNC.com

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